No $ 1,400 incentive check? Who could wait and be eligible for payments

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If you haven’t received your $ 1,400 stimulus check, you may still be eligible for the money.

About 159 million stimulus payments have been sent since Congress approved a third round of stimulus checks in March. Those payments total more than $ 376 billion.

They include up to $ 1,400 per adult, plus $ 1,400 per child or dependent adult.

As with previous stimulus checks, your adjusted gross income must be below certain levels to be eligible for a payment: up to $ 75,000 as a single, $ 112,500 as a householder, or $ 150,000 if you are married and filing jointly.

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This time, those checks are being phased out faster. Singles with adjusted gross income of $ 80,000 and above, as well as householders with $ 120,000 and married couples with $ 160,000, are not eligible for benefits.

Other requirements also apply. You must be a U.S. citizen or a resident alien to be eligible for the money.

While most of the $ 1,400 payments have been sent, additional checks are issued every week. Here’s a look at who is still standing to receive the money.

Plus-up payments

Even if you have already received your third stimulus check, you may be eligible for a “plus-up” payment.

The $ 1,400 incentive checks were initially sent based on, in general, tax returns for 2019. But once your 2020 tax return is processed, you may be eligible for more money, especially if your income fell last year or if you family member added.

If so, the IRS will send you the extra money you owe.

People who do not file a tax return

While the IRS processes the tax returns for 2020, it is also sending new $ 1,400 incentive payments to those people it had not previously registered.

If you typically don’t file a tax return or receive federal benefits, the IRS recommends that you file a tax return this year to receive your stimulus check.

If you earn $ 72,000 or less, you can file your federal tax return for free using the IRS Free File program. Additionally, the IRS also provides more information on how to file a tax return on its website for people in this situation.

Homeless people

Even if you don’t have a permanent address or bank account, you can still qualify for a stimulus check, according to the IRS.

That includes people who are homeless, poor and living in rural areas, as well as other disadvantaged groups, the tax authorities said recently.

Those people are encouraged to file tax returns, which can be done through a smartphone or computer. In addition, they can speed up their payment by opening a bank account with a cheap or free financial institution and submitting the routing number on their account when they apply.

As with other people who don’t typically file a tax return, they may be eligible to use the IRS Free File program.

Federal Beneficiaries

People who receive federal benefits are typically among those who receive weekly new incentive checks conducted by the U.S. government.

That includes people who receive Social Security, Supplemental Security Income, Railroad Pension, or Veterans Affairs.

The beneficiaries who typically don’t file a tax return generally don’t need to do anything to receive their incentive check.

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However, if they have dependents who qualify for incentive payments, the IRS encourages them to file a tax return so that they are included.

In addition to the IRS’s Free File program, certain people may qualify for free assistance with preparing their tax returns.

The IRS also offers programs, including tax counseling for the elderly, as well as Income Tax Volunteering, or VITA. The VITA program is available to those with an income of $ 57,000 or less, or with a disability or limited English speaking skills. Many sites offering these services have been temporarily closed due to Covid-19, but the IRS provides a locator tool on its website.

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