Thursday February 18, 2021
I see and hear with great concern how on a daily basis older people are left defenseless against this inhuman and ruthless system, of course by making it clear that prepaid drugs (PM) are included in voluntary health plans, which does not change their way of interacting with people. who reach this age.
Our older adults are demanding care and more now with this pandemic, a situation these companies don’t care about as they raise their base rates by as much as 300% when they reach a certain age. Where is the health supervisor?
The pension for 2021 had a 1.61% revision for the crazy hikes in prepaid drugs. As age increases, the payment rises disproportionately which makes no sense given that many of these people have paid for years and now that they need the service more, they are forced to accept rates in excess of double or triple what they had paid go or default. terminate your contract by revocation.
It seems the most important thing is to link young people to their plans through pompous social network ads and attractive rates, and for their current users, the elderly, the reverse rule, to disconnect them with excessive rates that they will not be able to . regardless of your salary history or your age, that’s what scares you the most.
Another strategy against claims is to lower the rate and also reduce the possibility of the service in terms of services (change of plan), it seems that the mission of these companies is towards our adults to get them out at all costs. Obtain the provision of services, since by subtracting their liabilities, the lower the risk and the more profit is generated during the time the service was paid for and not used.
Decree 780 of 2016 (any regulatory act of the health and social protection sector) states that any amendment to a current contract must be made by mutual agreement between the parties. Who would accept an increase in a contractual relationship more than double or triple the rate? ?
In addition, the same decree states that the adjustment of the tariff should under no circumstances entail exclusions. For this particular case, an older adult implies near-immediate retirement, as this increase is not what is expected. The existence of adaptations is not unknown, but that they border on abuse is another, it is a matter of empathy and contractual balance.
Where are the principles regarding the rates of these companies, such as the technical principle of economic justice. Some of these companies say they have the freedom to implement these excessive increases. Is it allowed? Well, if so, they should also share information with their prospective and unsuspecting users (myself included) regarding the fact that when they reach a certain age, their rate will increase exponentially and options will not be available. I believe that these rates should set a minimum and maximum percentage, and not for the surprise factor, but for the wallet and families.
Older adults are special subjects protected by the legal system, who will ensure their protection of the fundamental right to health, where is the justification for these increases?
Could this situation be related to our classification as one of the least favorable countries for aging?